# People's%20Bank%20of%20China

Beijing Lowers Down‑Payment Floor for Commercial Property to 30% — A Targeted Stimulus for a Stalled Market

China's central bank and national financial regulator have lowered the minimum down payment for commercial property purchases to 30%, allowing provincial regulators to set higher city‑level floors. The measure aims to ease inventory pressures in the commercial sector but faces limits given structural demand weakness and potential risk to bank balance sheets.