# wealth management
Latest news and articles about wealth management
Total: 4 articles found
China’s Bank Deposits Aren’t Vanishing — They’re Changing Form, Says PBOC
China’s central bank says the recent shift of household and corporate savings into asset-management products is reshaping the composition of bank funding rather than draining funds from the banking system. Most AMP assets are invested in fixed income and interbank deposits, meaning that much reallocated money ultimately remains within bank balance sheets when viewed on a consolidated basis.
Guangzhou’s Richest Unraveled: Cedar Holdings, a 20bn‑yuan Collapse and 6,800 Angry Investors
Zhang Jin, founder of Cedar Holdings and once Guangzhou’s richest man, is on trial for alleged fundraising fraud and related offences after the company’s wealth‑management products blew up into an estimated 20 billion yuan exposure affecting about 6,800 investors. The collapse highlights systemic risks in China’s supply‑chain finance and shadow‑banking practices, and will test regulators’ appetite for asset recovery and punishment of high‑profile private firms.
After a Price Shock, Chinese Savers Flock to Gold — and Wealth Managers Hesitate
A sharp late-January gold sell-off has paradoxically spurred Chinese retail demand for gold-linked wealth products, but internal disputes between product teams and risk departments are slowing institutional adoption. The outcome hinges on product design, risk mitigation, and whether banks accept more volatile assets amid falling fixed-income yields.
China’s Great Deposit Migration: Trillions of Yuan Search New Homes as Time Deposits Mature
A large portion of China’s household time deposits — estimated by some commentators at 90–120 trillion yuan — will mature over 2025–26, pushing savers to reallocate into banks, wealth-management products, insurance, mortgages and equities. The migration could deepen equity financing for strategic industries while raising financial-stability risks if funds concentrate in smaller banks or opaque vehicles.